Expat Mortgages
Navigating the mortgage process as an expat can be overwhelming. Let us take the stress out of it and guide you towards the perfect mortgage solution.
How can we help you?
Buying in The Hague
Everything about an expat mortgage in The Hague: conditions, the 30% ruling, costs and our process.
Read moreBuying your first home
First-time buyer in the Netherlands? We guide you through every step of the mortgage process.
Buying your next home
Moving to a new property? We help with equity, transferring your mortgage, and more.
Sustainability improvements
Finance energy-saving measures through your mortgage. Borrow up to 106% of the property value.
Renovation financing
Finance your renovation through a mortgage or personal loan. We advise on the best option.
Mortgage capacity
How much can you borrow as an expat? We calculate your maximum mortgage based on your situation.
Mortgage types
Annuity, linear, or interest-only? We explain the most common mortgage types in the Netherlands.
How we work
- 1
Free consultation
We discuss your situation, answer your questions, and calculate your mortgage possibilities.
- 2
Find your home
While you search for your dream property, we remain available for questions at no cost.
- 3
Offer accepted
Once your offer is accepted, we create a precise calculation tailored to your situation.
- 4
Mortgage application
We compare 25+ lenders and submit your application to the best match.
- 5
Mortgage offer
You receive and sign the mortgage offer. We review everything with you.
- 6
Notary & keys
Final appointment at the notary. You receive the keys to your new home!
Reviews from our clients
“The experience of buying a property in another country while being an expat might be pretty overwhelming. Thanks to the great service of Kamp and Vulhop and the guidance and expertise from David this process went much smoother for us. We are very happy and grateful for it. I highly recommend it!”
Victoria
Google“If you're seeking assistance with your financing needs, you're in good hands wiht Erik and David. As an expat, I recently purchased some property in the Netherlands, albeit with some very unfavorable terms and conditions imposed by the bank. I contacted David and Erik to see if there was anything I could do to improve my financial position, and they expertly guided me towards and enabled some financial instruments that completely rectified my position. Very grateful for their guidance and assistance.”
Lisa
Google“Great and fast service! We had some hurdles in our application that was tackled by David Kamp in a very responsive, efficient and professional way!”
Ayman
GoogleReady to get started?
Schedule a free, no-obligation consultation. We speak English fluently.
Get in touch